When you own a home, you need to budget for ongoing maintenance costs. The extent of these expenses often surprise former apartment dwellers. Your budget should include both ongoing bills and saving for large expenses that may occur every five to ten years (or less often). You don’t want to have to take out a loan just because you need a water heater repair Gloucester VA.
At least once a year, you should have your HVAC system inspected. Clogged ducts will increase your air conditioning bills and impact your indoor air quality. Many homeowners purchase a service contract with a HVAC company.
You will need to routinely clear your gutter of leaves so that rainwater flows properly. Getting up on ladders can be a dangerous task, one that you may prefer to outsource to a contractor.
Unless you have a teenager with a good back and few allergies, you also may want to outsource grass cutting and snow removal tasks. Keep in mind that many municipalities have ordinances that regulate the upkeep of lawns. It is not unusual for a local government to require that snow be shoveled from sidewalks within 48 hours to allow unimpeded access to the residence for emergency personnel and mail carriers.
Every 20 to 50 years, you will need to replace your roof. The exact interval depends on your roof material. Roofs offer you protection from rain and snow and help to hold your house structure together during high wind events.
Fire experts recommend that you replace your smoke detectors every 10 years. Over time, the smoke detection apparatus becomes dirty and loses sensitivity to smoke particles. Because accurate smoke detection could save your family’s lives, you do not want to skimp on this recommendation.
Keep in mind as well that your appliances such as a refrigerator will need replacing every few years.
Budget appropriately for routine and less frequent home maintenance expenses to prevent having to rely on credit to pay these bills.
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